In a two part policy brief set, “Designing Beneficiary-Centric ‘Direct Benefit Transfer Programmes- Lessons from India’, MicroSave lays out the current DBT environment in India (Part I) and highlights seven steps for operationalising an effective DBT programme (Part II). The note examines the issues to be addressed under each of the steps: Deciding the mode of benefit transfer suitable for the subsidy – cash or kind; Beneficiary identification; Beneficiary enrolment;Delivery channel; Programme communication; Pilot roll out, testing and scale-up; Grievance redressal mechanism. Each step calls for detailed preparatory work, that will work towards ensuring smooth implementation and reducing teething troubles.
The monthly newsletter from the Indicus Centre for Financial Inclusion documents the latest news and views in the financial inclusion space. Editor: Sumita Kale can be contacted at firstname.lastname@example.org. The Indicus Centre for Financial Inclusion was launched in 2011 to distil and disseminate information on accelerating the poor’s access to high-quality financial services. The Centre is supported by the Bill & Melinda Gates Foundation. http://indicus.org/inclusion.php